New York Credit Card Debt Relief Lawyers
If you are overwhelmed with debt, you may be frustrated by the actions creditors are taking. From harassing phone calls and letters to garnishments against your wages — creditors can be relentless in their collection efforts.
While you may be interested in ending the creditor harassment, you are probably looking for debt relief more than anything else. When you file Chapter 7 bankruptcy, that is exactly what you will find. At Bleichman and Klein, we have more than 20 years of experience helping clients in Spring Valley and throughout New York and New Jersey find the debt relief they need.
Understanding the Chapter 7 Bankruptcy Process
When clients contact us for help, we guide them through every step of the process. We help clients:
- Complete an intake to list what you owe and what you own
- Review the credit report
- Discuss their debt and the cost of paying it off
- Prepare and filing the bankruptcy petition
- Prepare you for court
We encourage clients to call us with any questions. Unlike some law firms, we don't charge to answer your questions. We help clients keep track of their collectors, and we work to make sure our clients are treated fairly.
After you file Chapter 7 bankruptcy, your debts will usually be discharged about three months after the initial meeting. We follow-up with our clients throughout the process, offering assistance during and after filing the petition.
Clarifying Bankruptcy Misconceptions
Many people are afraid that filing bankruptcy will ruin their credit. That is not correct. When you have bad debt in your credit report, it brings your credit score down. However, when you file bankruptcy, you wipe out your debt and get new credit. It's actually worse for your credit to continue holding bad debt than to file bankruptcy.
If you are interested in receiving the fresh financial start you have been waiting for, contact us online or call 888-321-4039 to schedule your free initial consultation with our Spring Valley Chapter 7 bankruptcy attorneys.
Recognized by the Supreme Court of the United States and the United States Congress as a debt relief agent which assists persons filing for bankruptcy relief and other options.
